Will Insurance Pay for Hazardous Tree Removal in Wilmington, DE?


We all love our trees. From branching maples and red oaks to colorful dogwood trees, trees provide a myriad of benefits and improve the look and feel of a property. However, even the hardiest tree can fall victim to disease and old age and what once was a beautiful addition to your property may now be a hazardous object. If you have a dead, dying, or dangerously placed tree, you may be wondering about tree removal in Wilmington, DE and whether your homeowner’s insurance will pay for the service.

Insurance Guidelines for Tree Removal in Wilmington, DE

In general, most homeowners insurance companies are unwilling to pay to have a dead or dying tree removed from a property unless the tree has already fallen and caused damage, and even then, they may only pay for part of the costs.

Homeowners should avoid waiting for nature to simply take its course with hazardous trees. Waiting for dangerous trees to fall on their own may save you some removal costs; but waiting is a dangerous game as a falling tree can seriously injure people and pets, or cause massive expensive damage to property that can take a long time to repair. Additionally, should a homeowner be aware of a hazardous tree and fail to have the tree removed in a timely manner, the homeowner may be found personally liable for damage/injury should the tree fall.

Therefore, the best advice we offer Wilmington and surrounding Delaware residents is to have any suspicious looking trees properly inspected by a certified arborist as soon as possible. Tree trimming and the removal of dangerous trees is considered by insurance policies to be a part of routine homeowner maintenance. In some cases, our team may be able to trim back or prune away parts of a diseased or overgrown tree to reduce the risk of harm to people or property. In cases where emergency tree removal in Wilmington DE is necessary, Stein Tree Service is available 24/7 and responds quickly.

Contact Stein Tree Service for Emergency Tree Removal in Wilmington, DE

Diseased and dying trees can have catastrophic impacts should they fall on your property. If you are unsure about the health and well-being of any tree on your property, contact us for an inspection by a certified arborist. Our team is skilled both in mitigation of hazardous trees, via bracing or pruning, as well as the complete removal of dead or dying plant life. Our innovative TreeFall program could save you thousands in the event of a need for emergency tree removal.